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Home » Saurabh Dwivedi Appointed CTO of Indian Fintech Company Mobikwik
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Saurabh Dwivedi Appointed CTO of Indian Fintech Company Mobikwik

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Mobikwik Enhances Leadership to Drive Product Innovation in Fintech

Mobikwik, a prominent fintech company headquartered in Gurugram, has announced two key promotions aimed at reinforcing its core commercial operations and expediting product innovation. The strategic moves come as Mobikwik seeks to enhance its position in the rapidly evolving digital payments landscape.

Saurabh Dwivedi Promoted to Chief Technology Officer

Saurabh Dwivedi, who joined Mobikwik in August 2023 as the Vice President of Engineering for the payments division, has been elevated to the role of Chief Technology Officer (CTO). Over the past two years, Dwivedi’s leadership has been instrumental in developing highly efficient engineering teams and improving the company’s infrastructure scalability, while also spearheading the creation of innovative products.

Extensive Experience in Technology Leadership

With more than two decades of experience in technology leadership, Dwivedi boasts a strong background in architecting and managing complex transactional platforms focused on consumer applications. Prior to Mobikwik, he served as the Vice President of Engineering at Makemytrip, where he significantly scaled the technical infrastructure of the travel platform. As CTO, he will lead engineering efforts across four key areas: payments, financial services, core platforms, and data management.

AI-Driven Growth Strategy

This year, Mobikwik has prioritized artificial intelligence (AI) as a cornerstone for its growth strategy. Under Dwivedi’s direction, the company aims to develop AI-assisted products designed to enhance customer engagement, streamline collections, and drive income growth. These initiatives are expected to further automate processes, improving overall operational efficiency.

Insights from Saurabh Dwivedi

Expressing his enthusiasm for the new role, Dwivedi stated, “I am honored to take on this exciting role to shape our technological vision powered by AI. Mobikwik is emerging as a robust fintech platform where consumer payments are scaling rapidly and credit distribution is evolving. Our focus remains on delivering reliability and innovation to our users.”

Dhruv Wadhera Elevated to Vice President of Offline Payments

Additionally, Mobikwik has promoted Dhruv Wadhera to Vice President of Offline Payments. Since joining the company in June 2023, Wadhera has successfully overseen the expansion of Mobikwik’s offline payment vertical in smaller cities and rural areas of India. His experience includes leadership roles at Zomato, where he managed P&L operations across northern and eastern India.

Championing Financial Solutions for SMEs

Wadhera expressed his commitment to leveraging the vast potential of offline payments, saying, “The offline payment space presents an enormous opportunity for small and medium enterprises (SMEs) and businesses at the heart of India’s digital transformation. This promotion energizes me to accelerate our mission to provide accessible payment and financial solutions to small businesses across remote villages.”

Building a Visionary Leadership Team

In the context of rapid growth, Mobikwik recognizes the importance of having strong leaders in place. “As we reach new heights, it is essential to have leaders like Saurabh and Dhruv at the forefront of technology and distribution,” commented Bipin Preet Singh, Co-founder, Managing Director, and CEO of Mobikwik. Both leaders exemplify a commitment to excellence, foresight, and integrity in serving their users.

As Mobikwik continues to innovate and expand its offerings, these leadership changes reflect the company’s dedication to enhancing its technological capabilities and accelerating growth in the fintech sector.

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How Additiv employs AI to transform financial services

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