Savvy Wealth, an artificial intelligence-driven registered investment advisor (RIA) tailored for independent financial professionals, has officially launched Savvy Intelligence, a new agentic AI tool integrated into its comprehensive platform.
This innovative product provides advisors with a continuously updated, household-level overview of each client’s financial status, consolidating data on investments, tax information, and financial planning into a cohesive environment.
In contrast to traditional RIA firms that utilize fragmented technology infrastructures, Savvy was developed from the ground up as an AI-native solution. Savvy Intelligence removes the need for manual data reconciliation and the inefficiencies of navigating multiple systems, centralizing all critical client data for the firm’s nearly 135 advisors.
The platform’s initial agent, known as the Financial Planning Agent, equips advisors with essential context regarding clients’ financial situations. It models life-altering scenarios in real time, identifies trade-offs, and produces auditable outputs suitable for client presentation within minutes. Advisors can explore numerous “what if” scenarios that automatically draw from investment, tax, and planning data displayed on an interactive canvas that evolves live as circumstances change.
Savvy Intelligence also serves as the foundational operating environment for future AI agents, all utilizing the same integrated data framework. The company has shared a roadmap featuring a Tax Agent for year-round tax strategies, a Relationship Monitor aimed at enhancing proactive client engagement, and an Investment Management Agent to provide up-to-the-minute portfolio intelligence and workflows designed for multi-generational planning.
Complementing Savvy Intelligence, the broader Savvy Wealth platform encompasses Savvy Wealth Investment Management, Savvy Tax, and Savvy Financial Planning. This design allows individual advisors and advisory teams to function with the efficiency and capacity typically associated with larger enterprises.
By centralizing and automating data-intensive tasks across tax, planning, and investment domains, Savvy Wealth aims to bring family office-level services to a broader audience, extending beyond ultra-high-net-worth individuals.
Ritik Malhotra, founder and CEO of Savvy Wealth, remarked, “The future of financial advice will not be dictated by firms with the largest AI budgets but by advisors who leverage data to provide meaningful context that enhances their AI capabilities, transforming insights into actionable outcomes for clients.”
Malhotra further stated, “Savvy remains committed to placing individuals at the core of the advisor-client relationship. As we develop new technologies and agents, our focus is on enabling advisors to concentrate on the clients and families they serve more effectively.”
He concluded, “Rather than replacing advisors, AI technology like Savvy Intelligence is designed to empower them to serve as ‘conductors’ or ‘editors,’ facilitating specialized tasks through AI agents like financial planning, while allowing for more meaningful client interactions and business growth.”