September 3, 2026
Revolut US bank charter plans just cleared a major hurdle: conditional approval from the Office of the Comptroller of the Currency to become a national bank in America, a step two of its European rivals failed to clear just weeks earlier. The proposed entity, Revolut Bank US, N.A., still needs sign-off from the FDIC on
June 29, 2026
AI scam detector tools have mostly stayed in pilots and premium tiers. Starling Bank just broke that pattern. Its AI scam detector is now live, not as a trial and not for a subset of accounts, but for all five million of Starling's UK customers. It sits inside Starling Assistant, the bank's voice and natural
June 11, 2026
Tokenised deposits are fast becoming the UK's preferred route for digital money. Regulators here are much more leery of stablecoins than their peers across the Pond, which has informed the cautious approach they have adopted to bringing them into mainstream finance. The Financial Conduct Authority (FCA) is currently road-testing its Regulatory Sandbox, where firms are
June 10, 2026
Revolut's $115 billion secondary share sale, first reported by Bloomberg on June 5, 2026, is the most significant valuation event in European fintech history. Revolut is looking to run a secondary share sale that would value the company at $115 billion, on the heels of receiving a UK bank licence and applying for a charter in
June 2, 2026
What is fintech? Ask ten people and you get ten answers. One points to a banking app, another to Bitcoin, a third to the algorithm that clears a loan in seconds. Every one of them is right. Fintech, short for financial technology, is the umbrella term for any tool built to improve, automate, or disrupt
May 24, 2026
Neobanks are financial institutions that exist entirely in digital form, run through a mobile app or website with no branch network behind them. The name pairs the Greek prefix neo, meaning new, with the word bank, signalling a banking model built for the smartphone era. Traditional banks layered digital products on top of decades of
May 18, 2026
Challenger banking 2026 features a sector where Monzo, Revolut, N26, Starling, Chime, and Nubank collectively serve hundreds of millions of customers across multiple jurisdictions. Their growth has prompted traditional banks to accelerate digital transformation programmes. Heading into 2026, sector activity centres on which firms are building the next innovation layer on top of mobile-first, low-fee,
May 14, 2026
Revolut has FCA approval for portfolio management and private wealth services. With a £500K private banking threshold and £750M AUA, we analyse what it means for UK fintech.
May 13, 2026
Wise has moved its primary listing from London to Nasdaq. We analyse what this means for UK fintech, London's capital markets, and the companies likely to follow.
May 13, 2026
UK fintech political risk has, once again, climbed to the edge of a leadership precipice. As of this week, more than 77 Labour MPs have publicly called on Prime Minister Keir Starmer to resign or set a timetable for his departure, following Labour's catastrophic performance in last week's local elections. The party lost nearly 1,500
March 20, 2025
Rachel Reeves to Meet Fintech Leaders for Economic Growth Ideas On Tuesday, Rachel Reeves, the Shadow Chancellor, will convene a meeting with leading figures in the fintech sector as part of the Treasury's initiative to generate innovative ideas aimed at fostering economic growth in the private sector. This meeting comes ahead of the government’s spring
