June 12, 2026
Corporate treasury management is reaching more finance teams, as Ramp and Moment collaborate to bring fixed income tools into a single platform. The partnership gives finance teams access to a fixed income portfolio alongside their operating cash, all in one place. Key Facts How the Corporate Treasury Management Tools Work The partnership eliminates the barriers
June 11, 2026
Tokenised deposits are fast becoming the UK's preferred route for digital money. Regulators here are much more leery of stablecoins than their peers across the Pond, which has informed the cautious approach they have adopted to bringing them into mainstream finance. The Financial Conduct Authority (FCA) is currently road-testing its Regulatory Sandbox, where firms are
June 2, 2026
What is fintech? Ask ten people and you get ten answers. One points to a banking app, another to Bitcoin, a third to the algorithm that clears a loan in seconds. Every one of them is right. Fintech, short for financial technology, is the umbrella term for any tool built to improve, automate, or disrupt
May 25, 2026
Every business owner has felt the pull of a low headline rate. We asked three industry leaders a blunt question. How can an owner judge whether fintech lending costs genuinely come in below a traditional bank line of credit? Every answer pointed past the advertised APR. Fintech lending costs live in the math behind the
May 23, 2026
True Cost of Capital: What a Fintech Loan Really Costs You The true cost of capital rarely matches the number a lender prints at the top of a term sheet. A headline rate looks clean and simple. Behind it sit origination fees, monthly charges, and repayment schedules that quietly reshape the true cost of capital.
May 22, 2026
Late B2B payments rarely announce themselves as a crisis. One invoice slips past its due date, then another, and the strain builds quietly while the work carries on. For most small and medium businesses, the missing cash is only the visible part. The deeper damage sits out of sight, in lost hours, frayed nerves, and
May 19, 2026
Author: Raul Tudor, Fractional Chief Technology Officer, Tudor Software House Modern expense management still runs on a workflow designed for a world that no longer exists. An employee pays out of pocket, uploads a receipt, waits for approval, and finance reconciles the spend days or weeks later. The pattern feels administrative, slow, and oddly disconnected from
May 18, 2026
Mobile payments will hit $6.78 trillion in 2026. Apple Pay, Google Pay, PayPal and real-time rails are reshaping global commerce. We break down who is winning and what comes next.
May 18, 2026
SMB digital banking 2026 features a market where over 30 million US small businesses can choose from more digital banking platforms than ever, with differentiation now sitting in product fit rather than feature counts. According to a June 2025 Morning Consult survey for the Financial Technology Association, 98% of small businesses report high satisfaction with
May 18, 2026
Personal finance management 2026 features a sector that has moved from spending-display apps to platforms that act on financial data on a user's behalf. Mint launched in 2006, Betterment in 2008, and Robinhood in 2013, and the category has since cycled through hype, regulatory scrutiny, and consolidation. According to Fortune Business Insights, the global personal
May 18, 2026
Crypto payment providers 2026 operate within a regulatory framework that has shifted from enforcement-led ambiguity to defined compliance rules. According to Cleary Gottlieb's 2026 digital assets regulatory update, US regulators moved from "enforcement-heavy crypto-scepticism to a determined focus on flexibility for market participants to engage with digital assets and distributed ledger technology." The shift centres
May 14, 2026
Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant Bank AI overhaul moved from boardroom talk to disclosed numbers this month. Three of the world's banks revealed sharply different angles on the same shift. Axis Bank in India confirmed a workforce reduction of roughly 3,100 staff over the past 12 months. Meanwhile, U.S. Bank expanded
