September 8, 2026
Fintech bank charter rejections just got a second high-profile example: the Office of the Comptroller of the Currency rejected bunq's application for a US national bank charter on August 7, citing gaps in capital planning, credit risk modeling, management experience, profitability assumptions and familiarity with US banking rules. It is the second high-profile fintech charter
September 4, 2026
Nacha and dhango, Preferred Partner designation, announced September 3. The new Nacha dhango partner designation names dhango, an Austin-based payments infrastructure company, a Nacha Preferred Partner covering risk and fraud prevention, compliance, and open banking. Nacha is the organization that governs the US ACH network, which processed 35.2 billion payments worth 93 trillion dollars in
September 3, 2026
Revolut US bank charter plans just cleared a major hurdle: conditional approval from the Office of the Comptroller of the Currency to become a national bank in America, a step two of its European rivals failed to clear just weeks earlier. The proposed entity, Revolut Bank US, N.A., still needs sign-off from the FDIC on
August 3, 2026
Mandela Dollar applications opened on July 18 for financial institutions, intergovernmental bodies and policy research groups, with Mandela Digital inviting institutional participation in a proposed dollar-backed stablecoin aimed at Africa, Southeast Asia, Latin America and diaspora remittance corridors. The window opened on Nelson Mandela International Day and runs 67 days, one for each year of
July 25, 2026
Klarna BNPL regulation took effect across the UK on July 15, bringing deferred payment credit under Financial Conduct Authority oversight. Klarna marked the change with a commissioned survey saying most consumers expect the rules to maintain or improve trust. OnePoll surveyed 2,000 UK adults in early May. According to Klarna, 87% said regulation would increase
July 14, 2026
Ruleguard Continuous Assurance is a bet that regulated firms are done reconstructing their compliance position after the fact. Ruleguard has launched a Continuous Assurance Platform aimed at getting financial firms off the periodic compliance cycle, the quarterly or annual review model, and onto something closer to a live, continuously updated view of where they stand
June 30, 2026
UK ISA 22% tax on cash interest is now official. The government confirmed on June 23, 2026, through an HMRC factsheet, that interest earned on cash held inside Stocks and Shares ISAs will face a 22% charge from April 2027. In plain terms, you could get a tax bill on money sitting in your Stocks
June 24, 2026
ECB Revolut restrictions have pulled the curtain back on Europe's most valuable fintech. Nik Storonsky once described his product teams as "self-guided missiles," a compliment meant to capture autonomy, speed, and an outcome focus. Last summer, the European Central Bank sent those missiles a message that their targeting system needed recalibrating. The ECB paused Revolut's
June 11, 2026
Tokenised deposits are fast becoming the UK's preferred route for digital money. Regulators here are much more leery of stablecoins than their peers across the Pond, which has informed the cautious approach they have adopted to bringing them into mainstream finance. The Financial Conduct Authority (FCA) is currently road-testing its Regulatory Sandbox, where firms are
June 2, 2026
What is regtech? Start with a simple idea. Regulation is the cost of trust. Every know-your-customer check, every anti-money-laundering alert, and every report filed with a regulator exists to keep money moving through legitimate channels. For most of modern finance, people carried that cost by hand, through checklists, manual reviews, and periodic filings. The bill
May 18, 2026
Crypto exchange regulations 2026 mark a significant reversal in US enforcement posture toward digital asset firms compared with the prior administration. Exchanges that had been defending Biden-era allegations of operating as unregistered securities exchanges and broker-dealers saw those cases dropped in 2025 without substantive findings. According to Morgan Lewis, the dismissals followed a January 2025
March 25, 2026
Author: Alena Sarri, Owner, Aquatots Swim School Childcare payment flexibility has quietly become the default expectation for Australian parents. Over 1.02 million families now receive automatic government offsets through the Child Care Subsidy, and that experience is reshaping how they judge every children's service invoice that lands in their inbox. Here is the problem. When a
