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A consumer using a BNPL payment option online, with financial regulation symbols in the background.
Should Governments Regulate Buy Now, Pay Later (BNPL) Before It’s Too Late?

March 17, 2025

In the past few years, consumer reliance on Buy Now Pay Later (BNPL) services has dramatically increased as these services allow clients to buy goods and pay for them later, payments can be deferred. Moreover, this model offers flexibility and encompasses a modern approach to debt financing, however, that comes with its own risks. By