June 21, 2026

EMEA fintech credit boom forecasts have turned into a news feed. The convergence that analysts have predicted for years, every major digital finance platform becoming a multi-product lender, has stopped being a forecast and started being a headline. In the space of two weeks, the proof arrived from every direction. Monzo launched Flex Build, a

June 10, 2026

Monzo Flex Build is not a credit card in the conventional sense. Conventional credit cards are issued to people who can already demonstrate they are creditworthy, people with employment histories, prior borrowing records, and credit scores that satisfy underwriting models designed to extend credit to those who arguably need it least. Monzo Flex Build, launched