The latest payments, banking, lending, digital asset and AI in finance news from every region, reported from the primary source and read with a sceptical eye.
Alternative data can help lenders say yes to borrowers with little credit history, but only if it sits beside the basics. Three respondents explain which signals they would trust and how to keep the risk in check.
November 12, 2026
November 12, 2026
November 12, 2026
November 12, 2026
Card networks, real-time payment rails, stablecoin settlement and AI agent checkout, tracked in every region.
More paymentsBilt is turning its rent rewards network into software for local merchants, with Shift4 among the first payments partners. Its own member count moved quickly between announcements.
November 12, 2026
Digital banks, charters, embedded finance, credit facilities and mortgage technology, from releases and filings.
More banking and lendingloanDepot and homebuilder Davidson Homes have set up a mortgage joint venture across six states. It is the second distribution move from loanDepot in a fortnight.
November 12, 2026
Generative AI in financial services, digital identity and fraud prevention, and the wealthtech stack behind advisers.
More ai, identity and wealthAccertify's fraud scoring now plugs into Ping Identity's no-code login flows. It is the company's second push beyond checkout in three months.
November 12, 2026
Stablecoins, tokenisation, custody and the institutions building on crypto rails, judged on settlement rather than price.
More digital assetsPayward's tokenized UK and EU shares give holders no ownership or votes, cost a 1.0% spread to buy and cannot be bought from Britain, while the EU prospectus supplement carries a Liechtenstein approval.
November 12, 2026
Fintech funding rounds, acquisitions and facilities, with the terms each announcement leaves out.
More funding and dealsThe valuation rose about 58% in under 11 months on a smaller cheque, while the cards carry the names of two banks with very different balance sheets.
November 12, 2026
