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Home » The biggest Fintech and payments trends of 2025 revealed by
Industry Trends

The biggest Fintech and payments trends of 2025 revealed by

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HAMPSHIRE, United Kingdom, November 21, 2024 (GLOBE NEWSWIRE) — Juniper Researchone of the leading experts in the financial technology and payments market, is proud to reveal the 10 trends which are poised to transform the financial landscape in 2025.

Nick Maynard, Vice President of Fintech Market Research at Juniper Research, commented: “Fintech and payments are evolving rapidly, with alternative payment methods gaining popularity, fraud presenting a greater challenge than ever and regulations evolving rapidly. Thus, Juniper Research predicts that 2025 will see dramatic changes, with these 10 trends representing the most significant developments.

Top Ten Fintech and Payments Trends 2025

Each year, Juniper Research’s team of market experts identifies the key trends that will drive the fintech market for the year to come.

For 2025, the dominant trends are:

  1. Apple NFC to stimulate competition in digital wallets
  2. Virtual cards to revolutionize B2B spending and purchasing
  3. Behavioral biometrics Shifting to passive identity verification
  4. Ecommerce Merchants adopt “glocal” payments
  5. Regtech to accelerate in the face of BaaS (Banking-as-a-Service) compliance challenges
  6. Banks invest in preparation for PSD3 and PSR1
  7. Acquisition of Capital One of Discover to challenge Visa and Mastercard
  8. Wero and instant payments Harmonization to transform European payments
  9. AI hype decline as fraud and identity drive innovation
  10. Sustainable fintech Becoming a key differentiator for banks

Learn more about each of these trends by download our free white paper.

Juniper Research has, for two decades, provided market intelligence and advisory services to the global financial industry, retained by many of the world’s leading banks, intermediaries and suppliers.

For further details, please contact Sam Smith, Press Relations
Such. : +44(0)1256 830002
E: sam.smith@juniperresearch.com

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October 8, 2025

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