Juniper Research revealed the 10 trends that are poised to transform the financial landscape in 2025.
Each year, Juniper Research’s team of market experts identifies the key trends that will drive the fintech market for the year to come.
Juniper researchNick Maynard, Vice President of Fintech Market Research, commented:
“Fintech and payments are evolving rapidly, with alternative payment methods gaining popularity, fraud presenting a greater challenge than ever and regulations evolving rapidly. Thus, Juniper Research predicts that 2025 will see dramatic changes, with these 10 trends representing the most significant developments.
Top Ten Fintech and Payments Trends 2025
1. Apple NFC to boost competition in digital wallets
2. Virtual Cards to Revolutionize B2B Spending and Purchasing
3. Behavioral biometrics drives shift to passive identity verification
4. E-commerce merchants will adopt “glocal” payments
5. Regtech to accelerate in the face of BaaS (Banking-as-a-Service) compliance challenges
6. Banks will invest in preparation for PSD3 and PSR1
7. Acquisition of Discover by Capital One to challenge Visa and Mastercard
8. Harmonization of Wero and instant payments to transform European payments
9. AI hype will wane as fraud and identity drive innovation
10. Sustainable Fintech becomes a key differentiator for banks
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