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FCCPC recoups 10 billion naira for harmed customers after grievances against banks and fintech companies

September 11, 2025

The Japanese layer boosts AI finance tools with a $102 million increase.

September 11, 2025

Startup Fintech Growxcd aims to raise Rs 200 crore in Series B funding.

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The European finance sector urged the importance of placing explanations at the core of artificial intelligence systems to safeguard trust, compliance, and risk management.

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  • FCCPC recoups 10 billion naira for harmed customers after grievances against banks and fintech companies
  • The Japanese layer boosts AI finance tools with a $102 million increase.
  • Startup Fintech Growxcd aims to raise Rs 200 crore in Series B funding.
  • The European finance sector urged the importance of placing explanations at the core of artificial intelligence systems to safeguard trust, compliance, and risk management.
  • Pi Network price hits a new all-time low amid delimitation speculation on OKX and Mexc.
  • CFA Institute cautions that unclear risks have diminished trust in the financial sector.
  • Hyderabad Fintech Viyona secures NPCI approval to function as a third-party application provider.
  • Blackline is the first financing platform to achieve ISO 42001 AI certification.
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    FCCPC recoups 10 billion naira for harmed customers after grievances against banks and fintech companies

    September 11, 2025

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    September 11, 2025

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    September 11, 2025

    CFA Institute cautions that unclear risks have diminished trust in the financial sector.

    September 11, 2025

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    September 11, 2025

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Home » Stablecoins: Financial Stability or the Next Ticking Time Bomb?
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Stablecoins: Financial Stability or the Next Ticking Time Bomb?

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A futuristic financial landscape showcasing stablecoins, blockchain networks, and government oversight.
The growing influence of stablecoins raises questions about financial security and regulatory control.
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Recently, stablecoins—digital assets linked to traditional currencies such as the US dollar— have increased in popularity, promising the stability of fiat money and the efficiency of cryptocurrencies. The worldwide stablecoin market now holds more than $200 billion in capital at the start of 2025 and keeps growing within the financial system. The quick growth of stablecoins generates different opinions among people who work in politics, economics, and investments about their impact on financial safety versus possible new risks to the system.

GENIUS Act Ensures Stablecoin Oversight

In February 2025 U.S. Senators presented the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act to create standard rules for payment stablecoins. Through this bipartisan law, consumers’ interests require stablecoin issuers to keep equal amounts of reserves, verify financial activities before issuing stablecoins, and report transactions above the specified limit to regulators. A strong framework for crypto companies helps responsible development and keeps American companies and employment available.

The GENIUS Act creates licensing rules that enable both federal and state officials to inspect stablecoin companies. The new system lets government officials supervise digital assets using existing rules while overseeing financial industry growth. Different market players endorse the bill because they think it strikes a proper middle ground between protective measures and helping tech progress.

Financial Stability Risks

People continue to express concerns about possible hazards from stablecoin use in the financial system even after governments try to address the problems. Under Federal Reserve Governor Lisa Cook, the stablecoin system shows structural weaknesses that arise because it depends on external assets. She warned that when people demand to cash out from their stablecoin, they would face distress in selling their supporting assets unless those assets are tied to reserve markets. ​

The collapse of TerraUSD (UST) in 2022 serves as a stark reminder of these risks. UST’s breakdown brought heavy financial damage while bringing closer government review to stablecoin producers. Lawmakers have stepped up their legal efforts against Binance for promoting UST as a safe and regulated digital currency that improves public oversight of cryptocurrencies.

Global Regulatory Momentum

Regulators across the world are creating detailed plans to manage stablecoins. The MiCA standard from the EU became active by December 2024 to set tough cash and trading rules for crypto asset companies. Traditional financial regulation drives current efforts to set standards that control stablecoin use across the world.

America now takes a primary step towards national financial laws with the GENIUS Act policies. Different parties still discuss whether this law protects users from financial risks correctly. People who criticize this change say that entering stablecoins into everyday money systems creates new chances for problems across the entire financial field.

Wrapping Up

The exponential growth of stablecoin technologies requires authorities to conduct stringent regulations because they combine lucrative payment capabilities with expanded financial availability. The next few years will be decisive for deciding whether stablecoins promote economic stability or create unanticipated financial upheaval.

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FCCPC recoups 10 billion naira for harmed customers after grievances against banks and fintech companies

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September 11, 2025

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September 5, 2025
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FCCPC recoups 10 billion naira for harmed customers after grievances against banks and fintech companies

September 11, 2025

The Japanese layer boosts AI finance tools with a $102 million increase.

September 11, 2025

Startup Fintech Growxcd aims to raise Rs 200 crore in Series B funding.

September 11, 2025
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