Close Menu
fintechbits
  • News
  • AI
  • Acquisitions
  • Trends
  • Insights
  • Rumors
  • Startups
  • finjobsly

Subscribe to Updates

Get the latest news from Fintechbits.

Trending Now

How Additiv employs AI to transform financial services

July 1, 2025

Saurabh Dwivedi Appointed CTO of Indian Fintech Company Mobikwik

July 1, 2025

The financial aspect of Newsai healthcare positively impacts income collection throughout the average income cycle, as AI enables more accurate and efficient decision-making, ensuring hospitals receive their rightful reimbursements.

July 1, 2025

Morgan Stanley terminates Fintech private banking activities valued at 19.1 INR

July 1, 2025
Facebook X (Twitter) Instagram
Trending
  • How Additiv employs AI to transform financial services
  • Saurabh Dwivedi Appointed CTO of Indian Fintech Company Mobikwik
  • The financial aspect of Newsai healthcare positively impacts income collection throughout the average income cycle, as AI enables more accurate and efficient decision-making, ensuring hospitals receive their rightful reimbursements.
  • Morgan Stanley terminates Fintech private banking activities valued at 19.1 INR
  • African fintech leaders are shaping the industry through worldwide acquisitions.
  • Malaysia is introducing a platform for ASEAN startups to assist regional entrepreneurs.
  • The emerging phase of competition in India’s fintech sector
  • Meta seeks $29 billion for private credit firms to fund AI data centers.
Facebook X (Twitter) Instagram Pinterest Vimeo
fintechbits
  • News

    Fintech Company Pine Labs Submits IPO Documents to SEBI for Fundraising, According to Reports

    June 26, 2025

    Breaking News: Initial lineup of demonstrations revealed for FinovateFall 2025

    June 12, 2025

    Fintech Scotland and TSB unveil a new innovation lab initiative.

    June 3, 2025

    OECD Economic Outlook June 2025: The Fintech Executive’s Strategic Playbook

    June 2, 2025

    The impact of the fintech recruitment crisis on job seekers.

    May 28, 2025
  • AI

    How Additiv employs AI to transform financial services

    July 1, 2025

    The financial aspect of Newsai healthcare positively impacts income collection throughout the average income cycle, as AI enables more accurate and efficient decision-making, ensuring hospitals receive their rightful reimbursements.

    July 1, 2025

    Meta seeks $29 billion for private credit firms to fund AI data centers.

    June 30, 2025

    The strategic growth advantages of the AI-driven TIPALTI financial platform in a post-Brexit environment

    June 29, 2025

    Darren Upson from Tipalti discusses AI focused on finance.

    June 29, 2025
  • Acquisitions

    African fintech leaders are shaping the industry through worldwide acquisitions.

    June 30, 2025

    Acrisure obtains significant funding to enhance its fintech strategy.

    June 14, 2025

    $200 million IPO SPAC aims for acquisitions in fintech and AI sectors.

    June 1, 2025

    Wealthsimple hires multiple teams to enhance family financial management.

    May 31, 2025

    The HPS of Morocco plans to acquire a Fintech company by 2027, referred to as CEO – TradingView News.

    May 3, 2025
  • Trends

    Key Trends and Focus Areas in Fintech Payments for 2025

    June 22, 2025

    Overview of the Singapore Fintech Market: Market Size, Trends, and Growth Potential

    June 18, 2025

    Southeast Asia’s Fintech Market: Size, Trends, and Growth Potential

    June 13, 2025

    Irish fintech remains on a remarkable growth trajectory, contrary to global trends.

    June 12, 2025

    The Irish fintech sector is thriving and surpassing global trends.

    June 9, 2025
  • Insights

    Schaeffer Investment Research Scholarships Break Through Significant Resistance Levels

    June 27, 2025

    Finance Magnates Reports: XBO Designated as Top Cryptocurrency Payment Gateway. XBO’s core principles of trust and simplicity align with cutting-edge solutions, providing customers access to an award-winning crypto payment option. 16 hours ago

    June 26, 2025

    Fintech Bank competes with HSBC and Lloyds in the current account market.

    June 24, 2025

    Netcapital’s Nasdaq acquisition of a web3-based free gaming platform without mixing code

    June 19, 2025

    Ali Kassab and Freedom PSP: Unraveling the Myths of Fintech

    June 19, 2025
  • Rumors

    The Giant Fintech Green Point Captivates Investment Capital Interest

    June 25, 2025

    Chinese Ant Group refutes speculation about a partnership with Rwa and Stablecoin.

    June 20, 2025

    Tua Tagovailoa Trade Speculation: Miami Dolphins May Pursue QB Negotiations After 2025 Season if Playoff Aspirations Fall Short | NFL News

    June 16, 2025

    Paraphrase the title from the Circle files regarding the IPO for the Bank.

    June 7, 2025

    Toncoin achieves $1 billion in trading volume as Visa executive joins and Musk speculation grows

    June 4, 2025
  • Startups

    Saurabh Dwivedi Appointed CTO of Indian Fintech Company Mobikwik

    July 1, 2025

    Morgan Stanley terminates Fintech private banking activities valued at 19.1 INR

    July 1, 2025

    Malaysia is introducing a platform for ASEAN startups to assist regional entrepreneurs.

    June 30, 2025

    The emerging phase of competition in India’s fintech sector

    June 30, 2025

    Argentinian Fintech Tapi acquires a Mastercard division in Mexico.

    June 29, 2025
  • finjobsly
fintechbits
Home » Integrated and AI Finance: Measuring ROI from Day 1 at Money 20/20 Together
AI in Finance

Integrated and AI Finance: Measuring ROI from Day 1 at Money 20/20 Together

4 Mins Read
Facebook Twitter Pinterest Telegram LinkedIn Tumblr Email Reddit
Bobsguide article images 2025 06 04t132045.274.jpg
Share
Facebook Twitter LinkedIn Pinterest Email Copy Link

The Future of Financing: Integrated Solutions for SMEs

The financial landscape is evolving, dismantling traditional barriers that small and medium-sized enterprises (SMEs) face when seeking vital funding. Insights from the recent Money 20/20 Europe event in Amsterdam indicate a significant shift in the industry. Companies are moving away from cumbersome traditional loan models towards integrated, data-driven approaches. This shift prioritizes speed, transparency, and most importantly, confidence, by emphasizing measurable yields.

The Challenge: Traditional Loans vs. Modern E-commerce Sellers

Small business owners, particularly in the burgeoning e-commerce sector, often struggle to secure capital. Cynthia Yoon, General Manager of eBay Seller Capital, articulated this challenge during the Money 20/20 discussions. She pointed out a fundamental mismatch: the criteria for traditional loans do not align with the realities of today’s online sellers. “Traditional loans really don’t work for our eBay sellers,” Yoon remarked. Many entrepreneurs have limited credit profiles and variable income streams tied to unique or seasonal inventory, creating an urgent need for accessible emergency capital.

The Solution: Embedded Financing for Peace of Mind

Rob Straathof, CEO of the Embedded Liberis financing platform, echoed these sentiments, emphasizing the emotional toll of traditional loan rejections. “When a small business requires a bank loan and is denied, it hurts,” he stated. Integrated financial solutions, such as eBay Capital powered by Liberis, strive to alleviate this fear by offering pre-approval before formal applications are made. This proactive approach significantly reduces the anxiety around rejection and long waiting periods, allowing sellers to focus on growth.

Flexible Repayment Models that Adapt to Cash Flow

Today’s repayment models reflect the realities of small business cash flow. Instead of fixed monthly payments, companies repay a percentage of their daily sales, accommodating the ebb and flow of their revenue. “We don’t want sellers to adapt to banks; we want financing to adapt to them,” stated Yoon. This flexible approach alleviates financial strain, enabling businesses to concentrate on expansion without the burden of heavy debt.

Building Trust Through Established Partnerships

Trust remains a vital concern among small businesses. While the Liberis brand may not yet be widely recognized by end users, partnerships with established platforms like eBay provide assurance. “Confidence comes from eBay because they have selected us as a supplier,” Straathof noted. This white-label model allows well-known platforms to deliver financial services transparently, leveraging their existing credibility to build user trust.

The Power of AI in Financial Services

The Money 20/20 event also spotlighted the role of artificial intelligence (AI) in finance, emphasizing the need for measurable results. Experts, including Straathof, urged caution around the integration of AI, particularly in customer-facing roles. “I don’t think many AI solutions are ready to be front-facing with customers,” he warned, highlighting the necessity for precision in critical functions such as loan management. All AI decisions must be clear, traceable, and contestable to maintain accountability.

Strategic Questions for Future Financial Services

Financial leaders are encouraged to weigh critical questions as they approach year-end reviews, reflecting the industry’s demand for accountability:

  • What fraud metrics will improve—approval rates or positive performance indicators?
  • How many hours can AI solutions save in integration or reconciliation processes?
  • How can AI ensure consistency in compliance for customer advisory services?

Moving forward, Straathof believes AI can enhance human productivity significantly. Yet, robust safeguards and transparent feedback loops must accompany its deployment to maintain user confidence. The consensus is clear: while AI holds immense potential in financial services, its integration should be a calculated evolution focused on accuracy and user trust.

The discussions at Money 20/20 clearly indicate a transformative trajectory for the Fintech landscape. The industry is trending toward more inclusive, user-friendly, and trust-based financial services, prioritizing measurable outcomes. Integrated financing solutions are bringing capital directly to businesses within their operational ecosystems, promising a more accessible and cohesive financial future for SMEs.

Stay tuned to BOBSGUIDE for ongoing coverage of the Money 20/20 Europe 2025 event, where Day Two will delve into topics such as programmable money, CBDC pilot results, and sustainability measures.

Share. Facebook Twitter Pinterest LinkedIn Tumblr Email

Related Posts

How Additiv employs AI to transform financial services

July 1, 2025

The financial aspect of Newsai healthcare positively impacts income collection throughout the average income cycle, as AI enables more accurate and efficient decision-making, ensuring hospitals receive their rightful reimbursements.

July 1, 2025

Meta seeks $29 billion for private credit firms to fund AI data centers.

June 30, 2025
Leave A Reply Cancel Reply

Latest news

How Additiv employs AI to transform financial services

July 1, 2025

Saurabh Dwivedi Appointed CTO of Indian Fintech Company Mobikwik

July 1, 2025

The financial aspect of Newsai healthcare positively impacts income collection throughout the average income cycle, as AI enables more accurate and efficient decision-making, ensuring hospitals receive their rightful reimbursements.

July 1, 2025
News
  • AI in Finance (1,312)
  • Breaking News (152)
  • Corporate Acquisitions (65)
  • Industry Trends (176)
  • Jobs Market News (290)
  • Market Insights (188)
  • Market Rumors (239)
  • Regulatory Updates (149)
  • Startup News (871)
  • Technology Innovations (151)
  • X Feed (1)
About US
About US

FintechBits is a blog delivering the latest news and insights in fintech, finance, and technology. We cover breaking news, market trends, innovations, and expert opinions to keep you informed about the future of finance

Facebook X (Twitter) Instagram Pinterest Reddit TikTok
News
  • AI in Finance (1,312)
  • Breaking News (152)
  • Corporate Acquisitions (65)
  • Industry Trends (176)
  • Jobs Market News (290)
  • Market Insights (188)
  • Market Rumors (239)
  • Regulatory Updates (149)
  • Startup News (871)
  • Technology Innovations (151)
  • X Feed (1)
Happening Now

November 28, 2024

“ Intentionally collaborative ”: how the Rotman school of U of T leads Innovation Fintech

February 6, 2025

‘1957 Ventures’ to Drive FinTech Innovation in Saudi Arabia

September 10, 2024
  • About FintechBits
  • Advertise With us
  • Contact us
  • Disclaimer
  • Privacy Policy
  • Terms and services
  • BUY OUR EBOOK GUIDE
© 2025 Designed by Fintechbits

Type above and press Enter to search. Press Esc to cancel.