Close Menu
fintechbits
  • News
  • AI
  • Acquisitions
  • Trends
  • Insights
  • Rumors
  • Startups
  • finjobsly

Subscribe to Updates

Get the latest news from Fintechbits.

Trending Now

The Japanese layer boosts AI finance tools with a $102 million increase.

September 11, 2025

Startup Fintech Growxcd aims to raise Rs 200 crore in Series B funding.

September 11, 2025

The European finance sector urged the importance of placing explanations at the core of artificial intelligence systems to safeguard trust, compliance, and risk management.

September 11, 2025

Pi Network price hits a new all-time low amid delimitation speculation on OKX and Mexc.

September 11, 2025
Facebook X (Twitter) Instagram
Trending
  • The Japanese layer boosts AI finance tools with a $102 million increase.
  • Startup Fintech Growxcd aims to raise Rs 200 crore in Series B funding.
  • The European finance sector urged the importance of placing explanations at the core of artificial intelligence systems to safeguard trust, compliance, and risk management.
  • Pi Network price hits a new all-time low amid delimitation speculation on OKX and Mexc.
  • CFA Institute cautions that unclear risks have diminished trust in the financial sector.
  • Hyderabad Fintech Viyona secures NPCI approval to function as a third-party application provider.
  • Blackline is the first financing platform to achieve ISO 42001 AI certification.
  • South African Fintech Company Finutup Secures $2.6 Million (46 Million Rands) in Funding
Facebook X (Twitter) Instagram Pinterest Vimeo
fintechbits
  • News

    Hyderabad Fintech Viyona secures NPCI approval to function as a third-party application provider.

    September 11, 2025

    Klarna IPO Valuation Analysis in the US Banking Sector

    September 2, 2025

    Robinhood’s IA Investing Tool Digests Launches in the UK

    August 27, 2025

    JMJ Fintech experiences fluctuations despite robust recent financial results and growth strategies

    August 16, 2025

    Revolutionizing Financial Independence through Cryptocurrency Adoption

    August 16, 2025
  • AI

    The Japanese layer boosts AI finance tools with a $102 million increase.

    September 11, 2025

    The European finance sector urged the importance of placing explanations at the core of artificial intelligence systems to safeguard trust, compliance, and risk management.

    September 11, 2025

    CFA Institute cautions that unclear risks have diminished trust in the financial sector.

    September 11, 2025

    Blackline is the first financing platform to achieve ISO 42001 AI certification.

    September 11, 2025

    Blackline® sets a new benchmark for financial confidence through ISO 42001 certification.

    September 11, 2025
  • Acquisitions

    The incident involving the Kaustubh Kulkarni movement in Moomoo

    September 3, 2025

    Overview of Acquisitions for US Fintech Companies from the Clifford Chance Guide

    September 2, 2025

    Dentons guides PEAC Solutions in acquiring Fintech Topi

    August 29, 2025

    Truckstop.com purchases the denim division of the transport finish company

    August 24, 2025

    The funding strategy for the Fintech company is secured.

    July 31, 2025
  • Trends

    Overview of the Size, Trends, Growth Drivers, and Key Players in India’s Fintech Sector

    September 5, 2025

    SEF – Wits Global Fintech Conference 2025 Investigates Worldwide Fintech Trends

    September 4, 2025

    The impressive results of PB Fintech underscore the contrast with overall market trends.

    September 4, 2025

    South Korea’s Fintech Market Overview, Trends, and Growth Predictions

    August 30, 2025

    Vietnam’s fintech market projected to exceed 50 billion USD by 2030.

    August 21, 2025
  • Insights

    Kapital is the final unicorn in Mexico valued at over $1 billion.

    September 5, 2025

    Canton RestitySteve Forbes and Peter Schiff Headline New Fintech.tv Series Riding Bulls and Taming Bears Led by David Stryzewski New York, NY / Access Newswire / August 25, 2025 / Fintech.tv has unveiled the debut of Bulls and Taming Bears, a series focused on market analysis and…

    August 28, 2025

    Steve Forbes and Peter Schiff Launch New Fintech.tv Series “Conquering Market Fluctuations” by David Stryzewski – Azentral | The Republic of Arizona

    August 28, 2025

    Updates on Blockchain, Fintech, and Finance from Coinlaw

    August 26, 2025

    The German Finch grape addresses LMA issues following the bafin correction order.

    August 26, 2025
  • Rumors

    Pi Network price hits a new all-time low amid delimitation speculation on OKX and Mexc.

    September 11, 2025

    Tether’s Bitcoin Sale for Gold: CEO Paolo Ardoino Shares the Facts

    September 8, 2025

    Buffalo Sabers encouraged to trade former first-round pick Isak Rosen amid challenges

    September 7, 2025

    Wise aims to establish itself as a bank in the UK.

    September 7, 2025

    Is Trump deceased?

    September 6, 2025
  • Startups

    Startup Fintech Growxcd aims to raise Rs 200 crore in Series B funding.

    September 11, 2025

    South African Fintech Company Finutup Secures $2.6 Million (46 Million Rands) in Funding

    September 11, 2025

    Venturesouq, backed by the sovereign, successfully concludes the second Fintech Fund, highlighting a significant advancement for the Mena startup ecosystem.

    September 10, 2025

    South African Finutup Floor Fineshy Achieves R46M Increase in Scale

    September 10, 2025

    Comparison of RAMP and American Express: Analysis and Market Share of Fintech Startups – News and Data

    September 10, 2025
  • finjobsly
fintechbits
Home » Challenging times for Fintech, but the latest report shows signs of recovery.
Market Insights

Challenging times for Fintech, but the latest report shows signs of recovery.

3 Mins Read
Facebook Twitter Pinterest Telegram LinkedIn Tumblr Email Reddit
Price drop 2 adobe.jpg
Share
Facebook Twitter LinkedIn Pinterest Email Copy Link

The State of Fintech Investment: Signs of Recovery in 2024

Since 2012, fintech investment has experienced a downward trend, with a significant drop of over 25% in British fintech funding in 2023. However, as we move into the second half of 2024, there are glimmers of hope for recovery, according to the latest insights from KPMG.

Investment Trends in the UK Fintech Sector

KPMG’s recent report revealed that total investments in UK fintech amounted to $9.9 billion (£7.8 billion) in 2024, marking a 27% decline from the $13.6 billion received in 2023. Despite this decline, there are emerging signals that investment could rebound as interest rates begin to lower, particularly in the latter half of this year.

Expert Insights on the Fintech Landscape

Hannah Dobson, a partner at KPMG, noted that while the early months of 2024 may present challenges, there is optimism for an uptick in investment as economic conditions improve. “The consensus is that with reduced interest rates, we could see positive movements in the third and fourth quarters,” she stated.

Challenges Facing Fintech Investments

Chris Skinner, a prominent fintech expert and CEO of The Finanser, highlighted the struggles within the fintech sector, pointing out that investment fell by 48% in 2023 compared to 2022. He noted that the fintech boom of the 2010s has not carried over into the current decade, leading to a period of reflection and re-evaluation for companies in this space.

Factors Impacting Fintech Investment

KPMG’s report attributes the moderate investment climate in the UK fintech sector to several factors, including geopolitical uncertainty, rising inflation, and elevated interest rates. These conditions have inevitably led to business failures and consolidations, prompting a shift toward sustainable practices among fintech companies.

Signs of Recovery in the EMEA Region

Despite the overall decline, a slow recovery is becoming evident in the EMEA region, particularly in the UK. The reduction in interest rates and enhanced political stability are contributing to greater market confidence. However, fintech companies continue to face challenges posed by evolving regulatory frameworks across the EU and the UK, particularly in areas like AI and Buy Now, Pay Later (BNPL) services.

Global Fintech Investment Overview

On a global scale, fintech investment also saw a downturn, hitting a seven-year low with $95 billion invested in 2023, down from $113.7 billion the previous year. Yet, within the payments sector, there remains some resilience, with world investment in this area reaching $31 billion in 2024, a significant increase from $17.2 billion in 2023.

The Path Forward for Fintech

Karim Haji, Global Head of Financial Services at KPMG, mentioned that while the landscape is challenging, there are “light points” within the sector. The payments sub-sector is thriving, driven by ongoing deals and an increasing emphasis on consolidation. There is also notable growth in Regtech, further indicating a shift in focus within the industry.

Conclusion: Looking Ahead

As we progress through 2024, it remains crucial for fintech firms to navigate the ongoing economic challenges while seeking opportunities for growth. With potential interest rate reductions and improved market conditions, the path toward recovery may be brighter than it has been in recent years. Stakeholders will need to stay vigilant and adaptive to the evolving landscape to harness potential opportunities in the fintech arena.

Share. Facebook Twitter Pinterest LinkedIn Tumblr Email

Related Posts

Kapital is the final unicorn in Mexico valued at over $1 billion.

September 5, 2025

Canton RestitySteve Forbes and Peter Schiff Headline New Fintech.tv Series Riding Bulls and Taming Bears Led by David Stryzewski New York, NY / Access Newswire / August 25, 2025 / Fintech.tv has unveiled the debut of Bulls and Taming Bears, a series focused on market analysis and…

August 28, 2025

Steve Forbes and Peter Schiff Launch New Fintech.tv Series “Conquering Market Fluctuations” by David Stryzewski – Azentral | The Republic of Arizona

August 28, 2025
Leave A Reply Cancel Reply

Latest news

The Japanese layer boosts AI finance tools with a $102 million increase.

September 11, 2025

Startup Fintech Growxcd aims to raise Rs 200 crore in Series B funding.

September 11, 2025

The European finance sector urged the importance of placing explanations at the core of artificial intelligence systems to safeguard trust, compliance, and risk management.

September 11, 2025
News
  • AI in Finance (1,598)
  • Breaking News (167)
  • Corporate Acquisitions (70)
  • Industry Trends (200)
  • Jobs Market News (305)
  • Market Insights (208)
  • Market Rumors (274)
  • Regulatory Updates (164)
  • Startup News (1,047)
  • Technology Innovations (173)
  • X Feed (1)
About US
About US

FintechBits is a blog delivering the latest news and insights in fintech, finance, and technology. We cover breaking news, market trends, innovations, and expert opinions to keep you informed about the future of finance

Facebook X (Twitter) Instagram Pinterest Reddit TikTok
News
  • AI in Finance (1,598)
  • Breaking News (167)
  • Corporate Acquisitions (70)
  • Industry Trends (200)
  • Jobs Market News (305)
  • Market Insights (208)
  • Market Rumors (274)
  • Regulatory Updates (164)
  • Startup News (1,047)
  • Technology Innovations (173)
  • X Feed (1)
Happening Now

November 28, 2024

“ Intentionally collaborative ”: how the Rotman school of U of T leads Innovation Fintech

February 6, 2025

‘1957 Ventures’ to Drive FinTech Innovation in Saudi Arabia

September 10, 2024
  • About FintechBits
  • Advertise With us
  • Contact us
  • Disclaimer
  • Privacy Policy
  • Terms and services
  • BUY OUR EBOOK GUIDE
© 2025 Designed by Fintechbits

Type above and press Enter to search. Press Esc to cancel.