Author: nripn

Subscribe to our Free Newsletter Get the latest updates on Swiss Fintech delivered straight to your inbox each month. Fintech Sector Transitions to a Profitable Future Post-ZIRP Following the conclusion of the Zero Interest Rate Policy (ZIRP), the U.S. fintech landscape has entered a more prudent phase marked by heightened investor emphasis on profitability and operational efficiency. This transition comes on the heels of a significant shift in funding dynamics, as reported in the latest October 2025 edition from Silicon Valley Bank (SVB). Funding Trends: A Move Towards Sustainable Growth During the ZIRP era (2020 to mid-2022), inexpensive capital fueled…

FutureMatrix Unveils Fynorix AI Ultra: A Revolution in Intelligent Trading New York, United States, December 12, 2025 — FutureMatrix has launched its flagship intelligent trading engine, Fynorix AI Ultra, marking a significant advancement in the intersection of artificial intelligence and modern financial markets. Developed by a dedicated team of quantitative researchers, AI engineers, and experienced market educators, Fynorix AI Ultra promises to deliver groundbreaking, data-driven financial intelligence, offering enhanced accuracy, transparency, and real-time decision support to investors worldwide. A Major Leap in Financial Infrastructure Fynorix AI Ultra is recognized as a substantial innovation in intelligent financial infrastructure. It provides institutional-grade…

Balancing Innovation and Stability in Ghana’s Fintech Landscape The Call for Regulatory Balance Daniel Kwadwo Owusu, Country Managing Partner at Deloitte Ghana, has emphasized the critical need for regulators within the fintech sector to maintain a delicate equilibrium between fostering innovation and safeguarding the stability of the financial system. As the landscape evolves rapidly, this balance becomes increasingly essential for Ghana’s financial services. Transformative Potential of Fintech During his keynote address at the “Future Trends in Fintech Industry: Regulatory Trends and Challenges” conference, Mr. Owusu described the fintech sector as a revolutionary force. It is drastically reshaping how both individuals…

Visa Unveils Graduates of Africa Fintech Accelerator Program Visa has announced the latest cohort of rapidly growing startups to complete its Africa Fintech Accelerator program. This year, 22 companies emerged, ready to transform the landscape of digital commerce across the continent. Culmination of an Intensive Program The recent Demo Day, hosted in Cape Town on December 1, marked the successful conclusion of a three-month initiative focused on launching innovative fintech solutions throughout Africa. Diversity in Innovation Known as Cohort 4, this graduating class showcases a rich diversity, with startups hailing from 12 African countries and operating across 31 markets. Notably,…

News Ghana, Latest Updates and Breaking News from Ghana, Isaac Kofi Dzokpo, Read here MobileMoney Ltd Celebrates the Best in Ghana’s FinTech Sector Accra Hosts the 2025 FinTech Stakeholders Dinner and Awards MobileMoney Ltd hosted an impressive FinTech 2025 Stakeholder Dinner and Awards in Accra, consolidating the efforts of key players in Ghana’s booming digital financial ecosystem. The event aimed to celebrate partnerships and recognize excellence among those who are pivotal to the advancement of digital finance in the country. Acknowledging Achievements and Promoting Collaboration The gathering served as a platform for industry leaders to share insights, foster collaboration, and…

Revolutionizing Credit Management: BON Credit’s $3.5 Million Funding Round AI-Powered Tools Set to Transform an $18 Trillion Credit Market Overview of BON Credit’s Funding Success SAN FRANCISCO, December 9, 2025 /PRNewswire/ — BON Credit, an innovative AI platform dedicated to Gen Z credit and debt management, has successfully raised $3.5 million in funding, spearheaded by VenturesLab. This financial boost is set to expedite product development and enhance service offerings, positioning BON Credit as a leader in the evolution of credit management tools. The Vision Behind BON Credit The funding will aid in the initial launch of BON Credit’s new app,…

Balancing Innovation and Regulation in Ghana’s Fintech Sector Deloitte Ghana’s Country Managing Partner, Daniel Kwadwo Owusu, emphasizes the necessity for regulators and industry stakeholders in the fintech sector to maintain a delicate equilibrium between fostering innovation and safeguarding the integrity and stability of the financial system. As the fintech landscape evolves with rapid technological advancements, Owusu acknowledges that this presents both exciting opportunities and complex challenges for financial services in Ghana. The sector’s growth is driven by the continuous development of new technologies and regulatory frameworks. The Impact of Fintech on Financial Services During his keynote address at the “Future…

Balancing Innovation and Stability in Ghana’s Fintech Industry The fintech sector in Ghana is evolving rapidly, driven by technological advancements and changing regulatory frameworks. Daniel Kwadwo Owusu, the Country Managing Partner of Deloitte Ghana, emphasizes the importance of a delicate balance between fostering innovation and maintaining the integrity of the financial system. This multifaceted landscape presents both exciting opportunities and complex challenges for stakeholders. Keynote Address Highlights During the recent conference titled “Future Trends in Fintech Industry: Regulatory Trends and Challenges,” Mr. Owusu delivered an insightful keynote address. He illustrated how the fintech industry acts as a catalyst for transformation,…

Tappy: Revolutionizing Cashless Payments for Tipped Workers As the prevalence of cash transactions continues to diminish, workers in roles like gas attendants, waiters, baristas, and shopping cart attendants are finding themselves increasingly isolated from everyday financial interactions. This growing issue highlights the need for innovative solutions that can keep service workers connected to the cashless economy. Introducing Tappy’s Innovative Payment Platform Tappy has launched a low-cost digital payment platform designed specifically for tipped workers, enabling them to receive instant cashless payments. By integrating an NFC-enabled wearable device with a digital wallet, Tappy facilitates quick transactions where customers can simply tap…

(Kakao Bank) Kakao Bank Advances in AI and Data Science Research Kakao Bank’s fintech lab has recently showcased groundbreaking advancements in artificial intelligence (AI) and data science at international academic forums. These innovations aim to enhance explainable AI and elevate financial research conducted in the Korean language, as announced by the internet-only bank. Tackling Challenges in Financial AI The focus of Kakao Bank’s studies lies on addressing two significant challenges faced by financial AI: enhancing model transparency and accurately processing financial language specific to Korea. As the demand for reliable AI solutions in finance grows, Kakao Bank is taking proactive…