Author: Charitarth Sindhu

by Raul Tudor, Fractional Chief Technology Officer Much of fintech commentary still frames risk as a purely technical concern: encryption standards, model accuracy, infrastructure resilience. Those things matter, but after building and scaling regulated financial systems, I’ve learned that the hardest risks to manage are organisational, not technical. As CTO and co-founder of Raindrop, I was responsible for taking a product from early MVP through FCA authorisation and into regulated production use. Later, as Lead Engineer on NewDay’s most complex initiatives: its first move from closed-loop cards into open-loop payments using a white-label infrastructure. In both cases, the biggest challenges…

The inaugural Black Swan Summit India opened today in Bhubaneswar, Odisha, drawing 1,700+ delegates from 24 countries and nearly 100 speakers. Co-organised by the Singapore-based Global Finance & Technology Network (GFTN) and the Government of Odisha, the two-day event (5–6 February) centres on AI-enabled fintech, insurtech, and workforce development. President Droupadi Murmu is scheduled for Day 2. Credible organisers, unproven event GFTN was established by the Monetary Authority of Singapore (MAS) in October 2024 as a successor to Elevandi. Its chairman, Ravi Menon, is a former MAS Managing Director. Its CEO, Sopnendu Mohanty, spent a decade as MAS Chief FinTech…