Industry Trends—Charitarth Sindhu—March 20, 2026

Author: Darren Tredgold, General Manager, Independent Steel Company Construction supply chains don't run on algorithms. Instead, construction supply chains depend on something fintech keeps trying to replace: trust between people who know each other's work. Every few years, a well-funded startup promises to digitise building materials distribution. Yet the results tell a familiar story. E-commerce penetration in

Industry Trends—Charitarth Sindhu—March 20, 2026

Author: Callum Gracie, Founder, GiaAI Client churn data tells you more about an SME's financial health than any annual report ever will. Yet not a single fintech lender worldwide uses client churn data from marketing agencies to assess credit risk. That gap should concern anyone in the lending business. Here's what I know from running an

Market Insights—Charitarth Sindhu—March 19, 2026

The future of payments 2025 sits at a crossroads. As detailed in Finch Capital's State of European FinTech report, the future of payments 2025 is shaped by three converging forces. Stablecoins are arriving as mainstream infrastructure. Virtual cards are exploding in B2B payments. Meanwhile, the early race to build agentic payment systems is gaining momentum.

Market Insights—Charitarth Sindhu—March 19, 2026

Author: DJ Callum Gracie, High Energy DJ The wedding deposit economy is broken, and most people inside the industry don't even realise it. As a wedding DJ who collects deposits 6 to 12 months before I ever plug in a speaker, I've spent years watching our industry handle money in ways that would get a real

Market Insights—Charitarth Sindhu—March 19, 2026

Author: Alena Sarri, Managing Director, Aquatots Swim School Australian parents spend $4.7 billion per year on extracurricular activities, and family friendly billing is nowhere to be found. Instead, the payment systems behind most swim schools, dance studios and martial arts academies were lifted straight from gym membership software. That means direct debits designed for adults who skip

Market Insights—Charitarth Sindhu—March 18, 2026

AI in FinTech 2025 is everywhere. But according to data from Finch Capital's State of European FinTech report, the AI in FinTech 2025 story is more complicated than the hype suggests. The phrase appears in every pitch deck, every investor thesis, and every product roadmap across European financial technology. Adoption is real. The funding story,

Market Insights—Charitarth Sindhu—March 18, 2026

By Jesse Fowler, Founder of J&J Renovations and J&J Plumbing Services Construction warranty risk is the liability most builders never plan for. Across Australia alone, this unpriced exposure likely sits between $15 billion and $25 billion at any given moment. Meanwhile, net margins in the industry hover between 2% and 6%. So when a defect claim lands three or

Market Insights—Charitarth Sindhu—March 18, 2026

Author: Darren Tredgold, General Manager, Independent Steel Company Construction trade credit keeps the Australian building industry moving. Yet construction trade credit sits in a blind spot that banks, fintechs, and policymakers all refuse to acknowledge. I run a regional steel distribution business with branches across South-East NSW. Every week, we send steel out the door on 30-day

Market Insights—Charitarth Sindhu—March 18, 2026

By Jesse Fowler, Founder of J&J Renovations and J&J Plumbing Services Late B2B payments are costing small businesses more than money. They are draining confidence, stalling growth, and forcing founders into survival mode across every industry imaginable. So we asked nine industry leaders one simple question: how are late B2B payments affecting your small business right now? Their answers

Market Insights—Charitarth Sindhu—March 17, 2026

The UK FinTech hub 2025 story is remarkably clear. As the UK FinTech hub 2025 data from Finch Capital's State of European FinTech report shows, the United Kingdom continues to capture a share of European funding that dwarfs every other country on the continent, despite years of predictions that Brexit, rising costs, or rival cities

Market Insights—Charitarth Sindhu—March 17, 2026

By Jesse Fowler, Founder of J&J Renovations and J&J Plumbing Services The cash flow gap is the number one killer of Australian trades businesses. The cash flow gap has nothing to do with bad workmanship or a lack of jobs. It is the 30 to 60 day wait between finishing a $10,000 job and getting paid that sends tradies

Market Insights—Charitarth Sindhu—March 17, 2026

Author: Brady Souden, Director, Econ Energy Battery storage financing has not kept up with the technology it supports. Even as virtual power plants (VPPs) now span over 37.5 GW of flexible capacity in the US alone, the battery storage financing options available to homeowners still treat these systems like generic appliances rather than revenue-producing assets. That disconnect