Close Menu
fintechbits
  • News
  • AI
  • Acquisitions
  • Trends
  • Insights
  • Rumors
  • Startups
  • finjobsly

Subscribe to Updates

Get the latest news from Fintechbits.

Trending Now

New Trade Exchange Regulations in Fintech Enhance Water Issues Management

July 10, 2025

STC Group invests in the Islamic financial technology startup Tarmez

July 10, 2025

The impact of AI on job roles in the finance sector

July 10, 2025

Icapital fintech raises over $7.5 billion in recent funding round.

July 10, 2025
Facebook X (Twitter) Instagram
Trending
  • New Trade Exchange Regulations in Fintech Enhance Water Issues Management
  • STC Group invests in the Islamic financial technology startup Tarmez
  • The impact of AI on job roles in the finance sector
  • Icapital fintech raises over $7.5 billion in recent funding round.
  • ICAPITAL Fintech Achieves a Valuation Exceeding $7.5 Billion in Recent Fundraising Amid Surge in Private Markets
  • Market size, share, trends, and business profiles in the Fintech industry
  • Meta Eyes 14b AI Investment, Bulsh Seeks IPO and Additional Speculation
  • Create a Culture of Innovation in Fintech and Life Sciences
Facebook X (Twitter) Instagram Pinterest Vimeo
fintechbits
  • News

    Unicorn Bank Zero represents the final achievement of his fintech journey.

    July 9, 2025

    Fintech Company Pine Labs Submits Documents to SEBI for IPO Fundraising

    July 4, 2025

    British Fintech Zilch Seeking International Tender Opportunities

    July 4, 2025

    Fintech Company Pine Labs Submits IPO Documents to SEBI for Fundraising, According to Reports

    June 26, 2025

    Breaking News: Initial lineup of demonstrations revealed for FinovateFall 2025

    June 12, 2025
  • AI

    The impact of AI on job roles in the finance sector

    July 10, 2025

    Highlighting AI in the Financial Sector at Boston Fintech Week 2025

    July 10, 2025

    Gartner Finance Conference 2025: Summit on AI and Autonomous Finance in London

    July 9, 2025

    St. Luke’s reduces costs by $13,000 per clinician using AI-driven pre-cartography summaries.

    July 9, 2025

    Understanding Agent AI and Its Significance in Finance

    July 9, 2025
  • Acquisitions

    African fintech leaders are shaping the industry through worldwide acquisitions.

    June 30, 2025

    Acrisure obtains significant funding to enhance its fintech strategy.

    June 14, 2025

    $200 million IPO SPAC aims for acquisitions in fintech and AI sectors.

    June 1, 2025

    Wealthsimple hires multiple teams to enhance family financial management.

    May 31, 2025

    The HPS of Morocco plans to acquire a Fintech company by 2027, referred to as CEO – TradingView News.

    May 3, 2025
  • Trends

    Market size, share, trends, and business profiles in the Fintech industry

    July 10, 2025

    Overview of the FINCH 2025 Market and Participant Profiles

    July 5, 2025

    Key Trends and Focus Areas in Fintech Payments for 2025

    June 22, 2025

    Overview of the Singapore Fintech Market: Market Size, Trends, and Growth Potential

    June 18, 2025

    Southeast Asia’s Fintech Market: Size, Trends, and Growth Potential

    June 13, 2025
  • Insights

    ICAPITAL Fintech Achieves a Valuation Exceeding $7.5 Billion in Recent Fundraising Amid Surge in Private Markets

    July 10, 2025

    Alphalésaka Technologies: The Potential Transformative Impact of Recent Fintech Acquisition

    July 9, 2025

    Surge Continuation Funds in Europe Prepared for the 2025 Records – Fintech Schweiz Digital Finance News

    July 7, 2025

    Schaeffer Investment Research Scholarships Break Through Significant Resistance Levels

    June 27, 2025

    Finance Magnates Reports: XBO Designated as Top Cryptocurrency Payment Gateway. XBO’s core principles of trust and simplicity align with cutting-edge solutions, providing customers access to an award-winning crypto payment option. 16 hours ago

    June 26, 2025
  • Rumors

    Meta Eyes 14b AI Investment, Bulsh Seeks IPO and Additional Speculation

    July 10, 2025

    Blackrock XRP ETF Speculation Ignites Interest in the Crypto Market

    July 9, 2025

    PayTM’s Share Price Drops by 10%: Understanding MDR and the Call from FinTech Companies for Government Action.

    July 5, 2025

    PayTM restricts 10% amid rumors of government cancellation of MDR – Is the expansion of UPI in India becoming a challenge for fintech companies? More details here.

    July 2, 2025

    The Giant Fintech Green Point Captivates Investment Capital Interest

    June 25, 2025
  • Startups

    STC Group invests in the Islamic financial technology startup Tarmez

    July 10, 2025

    Icapital fintech raises over $7.5 billion in recent funding round.

    July 10, 2025

    Today’s Crypto Update: Bitcoin, Cardano, XRP, Pi Network, and More Prices

    July 10, 2025

    Technological Strategies Employed by Companies to Capitalize on EP Opportunities During Mergers and Acquisitions

    July 10, 2025

    Crypto Lobby backs Dev Suite DOJ in ongoing Open Source Code efforts

    July 10, 2025
  • finjobsly
fintechbits
Home » Fintech Regulation: Fintech regulation to help those who follow the rules: Nigel Morris of QED
Regulatory Updates

Fintech Regulation: Fintech regulation to help those who follow the rules: Nigel Morris of QED

5 Mins Read
Facebook Twitter Pinterest Telegram LinkedIn Tumblr Email Reddit
1725465330 Photo.jpg
Share
Facebook Twitter LinkedIn Pinterest Email Copy Link
Increased regulation in the Indian Fintech Sector This will significantly benefit the industry by keeping out bad actors and strengthening the competitive advantage of those who play by the rules, it said. Nigel Morrismanaging partner, QED Investors.

In an exclusive interview to ET, he said that the recent crackdown by the Indian central bank on various segments of the new generation financial services It was a step in the right direction and it did not deter investors with deep operational experience, like his firm, from betting on Indian fintechs.

QED investors’ portfolio companies such as A map And Jupiter were impacted by new regulations in the co-branded credit card segment. In March, Federal Bank And Bank of South India have been banned from issuing new credit cards after the Reserve Bank of India tightened norms for sharing customer data between co-brand partners as some players were found to be in breach.

“We are accustomed to investing in developing markets and the process of regulatory bodies “It’s not unusual to try to encourage a level playing field from time to time. Some of it will be disruptive in the short term, but it won’t have any long-term impact. And given the companies we invest in, with mature management teams focused on real problems and real unit economics, it’s all good,” said Morris, who co-founded U.S. bank Capital One with Richard Fairbank in 2007.

Also read | How RBI is strengthening credit card surveillance

QED Investors’ other Indian investments include an earned wage access provider Refyneopen finance company Upswing, edu-fintech startup Leo1, formerly Financepeer.

Discover the stories that interest you


Founded by Morris and Frank Rotman in 2007, QED Investors began as a family office before transforming into a venture capital fund. It raised $925 million last year, including early-stage and growth vehicles, bringing its assets under management to more than $4 billion. Its global portfolio includes Swedish fintech giants Klarna, Brazilian neobank NuBank, SoFi, CreditKarma and Remitly in the United States.

Sandeep Patil, Partner, Head of Asia, QED Investors_THUMB IMAGE_ETTECHETtech

Sandeep Patil, Partner, Head of Asia, QED Investors

Sandeep Patil, head of Asia at QED Investors, which oversees India, said the rise compliance costs This will not stifle innovation among early-stage startups, but will instead help build user confidence. “The cost (of regulations) will go up and is expected to go up. So, anyone who is starting a neobank or a lending startup needs to think about what kind of reporting they will have to provide. If they get an NBFC (non-banking financial company) license, they need to know what that means. That cost would be prohibitive for innovation, but it will be an integral part of innovation,” he said.

Valuation of Fintech

Global fintechs in the payments and lending space have seen their valuations collapse over the past two years. Stripe, the world’s largest online payments startup, saw its valuation fall by 50% last year, reflecting the market’s excitement.

Morris said the growth generated by the Covid-19 pandemic online businesses The combination of these two factors, combined with a zero interest rate regime, prompted investors to bid sky-high valuations for digital assets. However, with rising interest rates and increasing geopolitical concerns, that money started to disappear, he said.

“People were skeptical and backtracked, both in the public and private sectors… but over the last nine months, we’ve seen companies slowing down their growth, those that are consistently hitting their targets and being profitable, come back to valuations that make sense. They’re not as high as they were three years ago,” he said.

But as several companies have opted for convertible deals, they have pushed back their bankruptcy date in many ways, Morris said, adding that public market valuations are now realistic, but there is room for correction in private financing. “There are still a few down cycles to come. But most of these companies have reshaped themselves over the last two and a half years because of austerity and founder expectations coming back to reality,” he said.

Many of QED Investors’ portfolio companies are now beating their first-quarter forecasts. “We’ve seen the IPO market start to open up a little bit. While we’re not out of the woods yet, the trend is positive,” Morris said.

QED Investors expects fintech deals to open up and more companies to tap public markets as they become profitable. The firm evaluates its portfolio companies based on revenue, profitability and management team to prioritize those that are ready for a new era. public offer or fundraising in the next 12 to 24 months, Morris said.

The emergence of “superfintechs”

Looking ahead, Morris said he sees the emergence of “superfintechs,” or large fintech companies with strong unit economics that will expand into new markets or product lines, either through internal development or acquisitions, leading to consolidation in the sector.

“We’ve seen Neubank and SoFi do this very effectively, and we’re just at the beginning. There are a lot of smaller fintechs that have been hurt by the last four years that are going to have a hard time raising money, that don’t have the momentum, but are very strong, and that are going to look to integrate with others,” Morris said.

Traditional banks looking to improve their technology infrastructure can also acquire fintech assets instead of trying to develop them in-house.

QED Investors has added three new companies to its portfolio in the last two years and has made follow-on investments, Patil said. The firm, which has reportedly invested over $150 million in India, is closely following the insurance sector and may consider backing a few startups in the sector, he said.

Share. Facebook Twitter Pinterest LinkedIn Tumblr Email

Related Posts

New Trade Exchange Regulations in Fintech Enhance Water Issues Management

July 10, 2025

Baker McKenzie Expands Fintech Team in Washington with Two New Partner Additions from A&O Shearman

June 26, 2025

Assessment Revision in Fintech by an Asian Legal Firm

June 23, 2025
Leave A Reply Cancel Reply

Latest news

New Trade Exchange Regulations in Fintech Enhance Water Issues Management

July 10, 2025

STC Group invests in the Islamic financial technology startup Tarmez

July 10, 2025

The impact of AI on job roles in the finance sector

July 10, 2025
News
  • AI in Finance (1,343)
  • Breaking News (155)
  • Corporate Acquisitions (65)
  • Industry Trends (178)
  • Jobs Market News (290)
  • Market Insights (191)
  • Market Rumors (243)
  • Regulatory Updates (150)
  • Startup News (905)
  • Technology Innovations (154)
  • X Feed (1)
About US
About US

FintechBits is a blog delivering the latest news and insights in fintech, finance, and technology. We cover breaking news, market trends, innovations, and expert opinions to keep you informed about the future of finance

Facebook X (Twitter) Instagram Pinterest Reddit TikTok
News
  • AI in Finance (1,343)
  • Breaking News (155)
  • Corporate Acquisitions (65)
  • Industry Trends (178)
  • Jobs Market News (290)
  • Market Insights (191)
  • Market Rumors (243)
  • Regulatory Updates (150)
  • Startup News (905)
  • Technology Innovations (154)
  • X Feed (1)
Happening Now

November 28, 2024

“ Intentionally collaborative ”: how the Rotman school of U of T leads Innovation Fintech

February 6, 2025

‘1957 Ventures’ to Drive FinTech Innovation in Saudi Arabia

September 10, 2024
  • About FintechBits
  • Advertise With us
  • Contact us
  • Disclaimer
  • Privacy Policy
  • Terms and services
  • BUY OUR EBOOK GUIDE
© 2025 Designed by Fintechbits

Type above and press Enter to search. Press Esc to cancel.