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Fintechbits
Home ยป After Top Deck Rejig, Perfios plans to enter the American market – StartupNews.fyi
Startup News

After Top Deck Rejig, Perfios plans to enter the American market – StartupNews.fyi

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SUMMARY

It is pertinent to note that over the past year, the company has made three other key appointments including Sridhar Narayan as Chief Commercial Officer, Sumit Nigam as Chief Technology Officer and Anu Mathew as Director human resources.

The company claims to provide 8.2 billion data points to banks and financial institutions every year to facilitate faster decision-making.

Perfios is a credit decisioning and analytics startup that operates in the B2B and B2C segments. Currently present in 18 countries, the company claims to work with more than 1,000 financial institutions.

The Fintech SaaS startup Perfios, which I became a unicorn earlier this year after collecting $80 million (INR 663 Cr) from Teachers’ Venture Growth, is reportedly in talks to venture into the US market as part of its expansion plan to boost growth.

It is pertinent to note that over the past year, the company has made three other key appointments including Sridhar Narayan as Chief Commercial Officer, Sumit Nigam as Chief Technology Officer and Anu Mathew as Director human resources.

Additionally, two years ago, it appointed Sabyasachi Goswami as its first professional CEO. Meanwhile, in August, the startup also Rajesh Kini integrated as financial director.

According to The Arc, Goswami has been talking about expanding into the crucial US market since 2003.

Inc42 contacted PerfiosPerfios Datalabs_in-article-iconPerfios Datalabs_in-article-icon for comments on the development. The story will be updated based on the response.

Founded in 2008 by VR Govindarajan and Debasish Chakraborty, Perfios is a credit decisioning and analytics startup that operates in the B2B and B2C segments. Currently operating in 18 countries, the company claims to work with over 1,000 financial institutions.

The company claims to provide 8.2 billion data points to banks and financial institutions every year to facilitate faster decision-making.

In September last year, the fintech startup signed an agreement with Kedaara Capital for an investment of $229 million in its Series D financing round through a combination of a primary sale and a secondary sale, making it the largest raise at the time.

Two months later, the startup becomes profitable in the financial year 2022-23 (FY23), posting a consolidated result net profit of INR 7.8 Cr thanks to a significant increase in its services revenues thanks to the strong performance of its activities in India.

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March 4, 2026

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