49 Most Promising Fintech Startups of 2024, According to Leading Investors

• Business Insider asked 27 venture capitalists to nominate the most promising fintechs.
• Venture capitalists have been highlighting startups that haven’t made it past Series C.
• Here are the 49 most promising fintechs.

They say pressure makes diamonds. Venture capitalists are likely hoping the same will be true for startups launching and operating in this tough economy.

Fintech funding, measured by average deal size and deal volume, has fallen from 2023 levels, according to Q2 from CB Insights. State of FinTech Report.

Still, venture capitalists are finding positives in the sector. Business Insider asked 27 top investors – including Index Ventures, QED Investors and Bain Capital Ventures – to name some of these diamonds in the rough. In total, they named 49 burning people startups who have not raised beyond a Series C, including their portfolio companies and those with which they have no financial ties.

AI fintechs dominated the series this year, using technology to do everything from helping dealmakers negotiate debt deals to automating compliance for fintechs and banks, and helping consumers to develop strategies around their debts. Fintechs disrupting the insurance and healthcare industries were also popular. And some venture capital firms are excited about startups that use crypto’s behind-the-scenes technology, like stablecoins and blockchain, to streamline the movement of money.

Discover the 49 startups identified as the most promising by 27 major investors.